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If a debt collector tells you you are going to jail for defaulting, he/she may be violating the FDCPA and you should speak to a local attorney to learn about your options. These options include financing with recent changes in financial aid laws. The federal housing administration fha insures mortgage loans. In that case, you should speak to a local consumer bankruptcy or consumer protection attorney to learn about your potential remedies. He says he doesn’t want money only to have my attny call him. Lots of threats by scammers, but no 7 day loans threatened actual arrests by law enforcement. It was a Wisconsin number but they said they were from Georgia. Lenders can sue in small claims without hiring a debt collector.

I saw the number the second time, but i did not pick it because i just deduced that its not from a true law enforcement officer. I have received multiple calls from people with very thick Accents, stating that there is a legal matter filed against my Social Security Number and Driver’s License and that I need to have my Attorney call them immediately.

  • Keep in mind that this doesn’t mean you don’t have a legitimate debt out there.
  • I told her she should have talked to me first. Again, most arrest threats are made by scammers. He said if I didn’t call the 855 number to give them my home address making 7 day loans threatened it so he couldn’t serve me that it would turn into a warrant for my arrest. I took out a loan from 1 of those payday web sites and I was making payments until recently I couldn’t make payment.
  • You are correct; such loans are civil matters, unless you actually took them with no intent to repay or somehow fraudulently induced the lender to give you the funds.
  • If this is a scam, how can I be sure they guy doesn’t have access to my checking account. They are illegal loans, but is it a good idea to not pay them back.

You cannot go to jail for simply defaulting on a debt. If you have an address for a C&D letter, I recommend you give that information to a local bankruptcy/consumer protection attorney. I got a letter in the mail for failure to pay off title loan on a car that broke down n picked up by a junkyard for sitting in the side of road. IT is now almost two months later and still no documents. As always, I can’t give 7 day loans threatened legal advice on this blog. I told them when it happened for them to get the car and they didn’t, now I am to appear in justice court in a county I no longer reside in or around in 3 days.

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Do you have a bad or poor credit poor credit personal loan history and need a loan. I don’t know how they contact me, they say the police will be arrest me if I don’ call them today. Insurance claims loan offers the best top lawsuit cash advance and lowest rates for lawsuit cash.

I have turned it in to the attorney generals 7 day loans threatened office but they continue to call. And a simple default is not fraud in any 7 day loans threatened jurisdiction of which I am aware. I made a few payments to them, and then lost my job. They have my last 4 of social security, address, drivers license # and bank name. This sounds like a textbook example of a scam to me.

Its 315 pm now and I am still waiting 7 day loans threatened on a call back, what do you think. I really feel that this needs to be posted, 7 day loans threatened and I feel that this is not acceptable. I had other bills that i’m just managing to pay off bit by bit.

The payment arrangement I agreed to is one I can’t afford, so I borrowed $1000 from a family member so I can just pay the whole thing off. But again he said I don’t know who you owe. When I called them about it they said I had til 3 pm or they would serve me papers along with someone from the county. State laws vary, but this is the general rule. My checking account was subsequently closed due to the continued negative balance.

I got a call from a local number this morning stating that he was a courier for the county and sheriff and had papers to serve me but only had my place of employment but would rather meet me at my home address. I hope others reading this will take some comfort in knowing that they won’t really go to jail for defaulting on a debt. He said are you kidding me then he started going on about if i pay today and i hung up. Since they knew where, when, and how much the loan was for, would you assume this is just a debt collector breaking the rules, and not a scammer.



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For legal advice specific to your individual situation, contact a local attorney. I couldn’t get ahold of her at work and I had plans to leave town for the day so I wanted to get this taken care of right away thinking they would follow through on their threat. He assured me that he would keep the Payday loan company off of my back and also told me that if they attorney calls again to politely state that i can speak with him and give him the number to my attorney. After I told him I will take care of it he said “how when you are already in the hole” with other bills. Also, the debt collector couldn’t file any charges; that’s the District Attorney’s job. However, the facts as you’ve presented them do not sound like check fraud to me.

I have not had anyone try to contact me in 7 day loans threatened any form about a loan that I still owed. Short term online personal cash loans with convenient installment payment. Said that there was going to be a police officer coming Friday to arrest me at work. They are saying that I will have three charges brought against me. I do not want them to call me at work or at all.

You need to speak to a local attorney if you want competent legal advice. I talked to the loan offixe and told me to try their coporate office cuz I had a $500, payment that got refused on December 16th. I said its ok and I then asked about the number that shows up when they call people. These guys are so mean and have even called family of my childrens father looking for, as well as calling 7 day loans threatened my parents and threatening them as well, telling them they will be arrested also for aiding and abedding.

He told me that didn’t matter and I was still getting served. Your state procedure will likely be different, but your local attorney can help explain those differences to you. I do have a outstanding loan and I was paying alittle at a time to another company.He said they sent the loan to him and he works for the states attorney. They tell me I have had loans and now am being charged with fraud & legal affadavit they gave me case # and arrest # and told me to go to courthouse tomorrow or he could settle now but would have to transfer me to an attorney to see if we could do payment arrangements.

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When you speak to your attorney, be sure to detail what the repo agent said. Still nerveracking, I have no job currently & NO MONEY> i did contact the FTC & BBB, and the AG office. After being harassed I agreed to pay on it, but after researching the company online I found that they were not very reputable so I did not pay.



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There are exceptions, but none that I know of for payday loans. In Wisconsin (and in most jurisdictions), the most the creditor can do is sue and obtain a judgment. In general, a bounced check that was presented as security for a payday loan is not a criminal matter. The threat of jail makes it sound like a scam, but I can’t say for sure. No, you cannot be arrested for defaulting on a debt. As I’ve written before, the vast majority of these threats of criminal prosecution are scams.

I am a single mom and I make VERY little and I don’t mind paying it back-but not at the amount they said was all they could take. A credit card balance transfer is the transfer of the balance the money owed in a. This doesn’t sound like a scam to me.

Told me was attorney assistant and said had 3 outstanding warrants for payday loans and told them that’s impossible never even accepted one. He said I had three charges they were going to file against me today an that an officer would arrest me Friday at my workplace.makes no since to me how they could know that I was being arrested Friday. I just received a call this week from a place saying they were arbitration, and that I was to be issued a summons for intent to defraud a banking institution unless I have a payment arrangement. If you feel threatened, you should contact local law enforcement.



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You may find yourself in need of unsecured business loans at various stages of. The purpose of this letter is to request copies of my medical records as allowed. Regarding your credit reporting question, it depends on the lender. That sounds a lot like the scam the FBI detailed above. Now they have started calling again but this time a guy is calling with the name Kevin Sanchez. Says there will be a warrant out for me because he is a legal firm.



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I’d take the advice from the FTC rep, ignore it and forget about it. The most the creditor can do, absent actual fraud, is sue you. Miles de ofertas de usados autos usados en tu rea public o busc. And if a process server can’t serve you personally, the summons and complaint do not magically “turn into” a warrant for your arrest. Can these sort of charges occur from an internet company, I thought these were civil matters.